One honest number, every morning

Know what you can actually spend today.

Tally takes your income, subtracts the bills and subscriptions you've already committed, spreads what's left across the days remaining — and gives you one number. Everything you don't spend lands in savings at month-end.

★★★★★4.9 average ratingFree forever tierNo bank login required
Left this month$420 · 16 days
Total saved$4,600
Tally home screen showing safe-to-spend today, bills that need you, and quick log
One number a dayIncome − bills − budget = savingsNo bank loginBills & subscriptions radarGoals that fund themselvesSpend map by districtGirl Math AISplit a bill in secondsStreaks & badgesDollar and liraOne number a dayIncome − bills − budget = savingsNo bank loginBills & subscriptions radarGoals that fund themselvesSpend map by districtGirl Math AISplit a bill in secondsStreaks & badgesDollar and lira
Every screen, real

Not a mockup. This is the app.

Tap through the surfaces you'll actually use — all of it captured from the shipping build, nothing redrawn.

Budget

Envelopes that hold the line.

Set a limit per category — or let Tally split it for you from what's genuinely left after bills. Anything untracked shares one “Everything else” pot, so nothing hides.

  • Smart plan proposes limits from your real income and bills.
  • Every limit change shows the effect on your savings before you commit.
  • Overspend in one envelope is covered visibly, never silently.
Tally budget screen with per-category limits
Savings & goals

Savings is what's left over, not a wish.

Income minus bills minus budget is your planned saving — Tally shows it as a forecast before the month ends. Goals reserve from the pot and auto-fund monthly, then stop themselves when funded.

  • A live forecast of what lands in savings at month-end.
  • Goals reserve from General— you always see what's unallocated.
  • Auto-fund stops on its own the month a goal is fully funded.
Tally savings and goals screen with month-end forecast
Spend map

See where it actually went.

Tally groups your logged locations into districts and places, so a mall reads as one cluster instead of forty scattered pins. Step back through weeks, months and years.

  • Heatmap plus district clustering — zoom in for individual places.
  • Online spend is counted separately, never faked onto a map.
  • Travel back through any week, month, quarter or year.
Tally spend map with district heatmap
Girl Math AI

Talk it out before you tap buy.

Ask the awkward question — “it's 40% off, so it's basically free, right?” — and get an answer grounded in your real budget, not vibes. Type it or hold a live voice conversation.

  • Answers cite your actual envelope and days remaining.
  • Live voice mode — close it and the conversation stays as chat.
  • Full history, so you can revisit what you talked yourself out of.
Tally Girl Math AI chat screen
Free vs Tally+

Start free. Upgrade when you outgrow it.

The whole money model — budget, bills, savings, goals — is free for good. Tally+ adds the automation, the AI and the social tools.

Free
$0 / forever
  • Safe-to-spend, budget envelopes & bills
  • Savings pot with one goal
  • Subscriptions & trial reminders
  • Streaks & challenges
  • Unlimited goals & auto-fund
  • Girl Math AI, Split a bill, Spend map
Download free
Most popular
Tally+
$4.99 / month
  • Everything in Free
  • Unlimited goals with monthly auto-fund
  • Girl Math AI — chat and live voice
  • Split a bill with receipt scanning
  • Spend map, insights & PDF statements
  • Themes, accents and no ads
Start Tally+

Your money, counted.

Set it up in about four minutes. Nothing to connect, nothing to sync — just the truth about today.

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